Privacy Policy

Welcome to BankerMart (bankermart.com). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website, use our home loan comparison tools, calculators, or interact with our content. We strictly follow the Google AdSense program policies, including requirements for transparency, cookies, and user consent (where applicable).

1. Information We Collect

We collect information to provide and improve our services, comply with legal obligations, and show relevant advertisements (via Google AdSense).

Personal Information you provide: When you fill out loan application forms, contact forms, or apply for jobs (name, email, phone number, city, income details).
Automatically collected data: IP address, browser type, device information, pages visited, time spent, referring URLs.
Cookies & tracking technologies: We use cookies to enhance user experience, analyze traffic, and display personalized ads through Google AdSense. See section 7 for cookie management.
Third-party analytics: We may use Google Analytics to understand site traffic patterns.

2. How We Use Your Information

Your information helps us to:

Provide home loan eligibility results, EMI calculations, and balance transfer estimates.
Connect you with bank representatives (SBI, HDFC, PNB, ICICI, etc.) for loan processing.
Improve website performance, content, and user experience.
Comply with RBI guidelines, legal requests, and security requirements.
Personalize advertisements via Google AdSense based on your interests & browsing behavior.

3. Google AdSense & Third-Party Advertising

AdSense Compliance Disclosure

We use Google AdSense to serve ads when you visit our website. Google may use cookies to serve ads based on your prior visits to our website or other websites. Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet.

You may opt out of personalized advertising by visiting Google Ads Settings (adssettings.google.com). You can also disable cookies via your browser settings.

Third-party vendors (including Google) use cookies to serve ads based on a user’s prior visits to BankerMart.
DoubleClick DART cookie: Google and its partners use the DART cookie to serve ads based on your interaction with our site and others.
Users can learn more about Google’s advertising policies.
We do not knowingly show interest-based ads to users under 16 years of age in the EEA/UK region without appropriate consent.

4. Sharing & Disclosure of Information

We do not sell or rent your personal data. However, we may share information in limited scenarios:

With Lending Partners: When you apply for a home loan (e.g., SBI, HDFC, PNB, etc.), we share your basic details with them to fulfill your request.
Service Providers: Analytics (Google Analytics), hosting, email support.
Legal Requirements: If required by law, court order, or governmental regulation.
Business Transfers: In case of merger, acquisition, or asset sale.

5. Data Security & Retention

We implement industry-standard security measures (SSL encryption, firewalls, access controls) to protect your data. However, no internet transmission is 100% secure. We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy, or as required by Indian law (including RBI guidelines).

6. Your Rights (Based on Location)

Depending on your jurisdiction (India, EU, California, etc.), you may have the right to:

Access, correct, or delete your personal data.
Object to or restrict certain processing.
Withdraw consent (where applicable).
Opt out of targeted advertising via Google Ads Settings or NAI opt-out page.

To exercise your rights, contact us at privacy@bankermart.com or use the details in Section 10.

We use cookies for the following purposes:

Essential cookies: To enable core functionality (session management).
Performance cookies: To analyze site traffic and usage (Google Analytics).
Advertising cookies: Set by Google AdSense to deliver relevant ads & limit frequency.

You can control cookies via your browser settings (e.g., Chrome: Settings > Privacy & Security > Cookies). If you disable cookies, some parts of the site (like EMI calculators) may not function properly. For users in the EEA/UK, we obtain prior consent before serving non-essential cookies.

8. Children’s Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a child under 18 has provided us with data, please contact us so we can delete it.

9. Changes to This Privacy Policy

We may update this page from time to time. Any changes will be posted with a revised "Effective Date" at the top. We encourage you to review this Privacy Policy periodically. Continued use of BankerMart after changes constitutes acceptance of the updated policy.

10. Contact Information / Grievance Officer

If you have any questions regarding this Privacy Policy, AdSense compliance, or your data, please reach out:

Email: privacy@bankermart.com
Phone: +91 7835 949091
Address: BankerMart, Jaipur, Rajasthan, India (for correspondence)
Grievance Officer (Data Protection): Mr. Rajeev Sharma, response within 30 days.

             Google AdSense Compliance Statement

            This website uses Google AdSense and meets all policy requirements: we have a dedicated Privacy Policy with clear cookie disclosures, third-party advertising notice, user choice for personalized ads via Google Ads Settings, and contact details. No deceptive practices; user data is protected.