Home Loan EMI Calculator

Loan Parameters Live

Adjust loan amount to see personalized insights

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Loan Amount (₹) ₹ 5,000,000

₹100,000 ₹50,000,000

Interest Rate (% p.a.) 8.50%

5% 18%

Loan Tenure (Years) 20 Years

1 Year 30 Years

Loan Start Date

Smart Analysis Live

Your Monthly EMI

₹ 0

@ 8.50% for 20 years

Principal Amount

₹ 0

Total Interest

₹ 0

Total Payment

₹ 0

🏦 Loan Amount	₹ 0
📊 Interest Rate	0%
⏱️ Loan Tenure	0 months
📅 Monthly EMI	₹ 0
💰 Total Interest	₹ 0
💵 Total Payment	₹ 0

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Amortization Schedule Monthly Breakdown

#	Date	EMI (₹)	Principal (₹)	Interest (₹)	Balance (₹)
Click "AI Analyze & Calculate" to generate schedule

EMI Formula & Calculation

EMI = P × r × (1 + r)ⁿ / ((1 + r)ⁿ - 1)

Where:
P = Principal Loan Amount (₹) | r = Monthly Interest Rate = Annual Rate / 12 / 100 | n = Number of Monthly Installments (Tenure in months)

Example: For a loan of ₹50,00,000 at 8.50% for 20 years:
EMI = ₹43,391